Debt review in South Africa

Debt review is the legal way for over-indebted South Africans to reduce their monthly debt repayments and stop the calls, but the company you choose - and the fees they charge - makes a big difference. These guides compare the major debt counselling companies, explain how debt review works and what it costs, and help you decide whether it is the right move before you sign anything.

Debt review companies

DebtBusters review

A DebtBusters review: what its NCR-registered debt counsellors do, what it says about fees and how long it takes, and the downsides to weigh.

Debt Rescue review

A balanced Debt Rescue review: what it offers, the fees it publishes, its offices and contact details, and the downsides of debt review.

Meerkat debt review

A Meerkat debt review explainer: what it says about fees and how to start, its NCR registration, and the downsides of debt review to weigh.

National Debt Advisors (NDA) review

A clear National Debt Advisors review: what NDA offers, what it says about fees and timing, its client portal, and the downsides to weigh.

Standard Bank Debt Care Centre

The Standard Bank Debt Care Centre is the bank's own debt relief unit, not a debt counsellor. What it offers, how it differs from debt review, and contacts.

FNB debt review

FNB does not offer debt review. The FRB Debt Review Centre handles the bank's side when you are already under debt review with a registered counsellor.

Old Mutual debt consolidation review

Old Mutual debt consolidation is a loan from a lender, not debt review. How consolidation differs from debt review, the risks, and where to check the terms.

DebtSafe review

A balanced DebtSafe review: the income and debt limits it applies, the six fee types it lists, its cancellation fee and the downsides to weigh.

Zero Debt review

A Zero Debt review covering what it offers, what it says about fees and court, who does not qualify, and the downsides of debt review.

Vantage Debt Management review

Vantage Debt Management review: who is registered, what it says about fees and timing, how to contact it and what to ask before you sign.

Octogen debt review

Octogen debt review explained: who its counsellors are, what it says about fees and timing, how to reach it and what to ask before you sign.

Debt Clear SA review

Debt Clear SA is a Durban debt review removal and credit repair business, not an NCR-registered debt counsellor. What the law says about removal and fees.

Credit Matters debt review

Credit Matters debt review explained: its Cape Town counsellors, what its website says about timing and fees, how to reach it and what to ask first.

Debt Care review

Debt Care review: the Bellville debt counsellor DebtCare, its 2021 fee form, how to reach it and how it differs from the Standard Bank Debt Care Centre.

Nimble debt review: is Nimble a debt counsellor?

Nimble is a credit management and recoveries group, not a debt counsellor. Who Nimble is, your rights if it contacts you, and how debt review differs.

Summit Financial Partners debt review

Summit trades as Summit Financial Partners, an employer financial wellbeing provider. What it offers, what it does not publish, and how to get debt review.

Debt Therapy review

Debt Therapy review: the fees it states, how debt review works with it, its contact details and what to check against the NCR fee guideline first.

Compare & choose

Best debt review companies in South Africa

Which debt review company is best? A list of NCR-registered counsellors with their NCRDC numbers, what to compare and the questions to ask before you sign.

Debt review removal companies: be careful

Debt review removal companies cannot end a debt review for a fee. See how debt review really ends, what the NCR warns about and where to complain.

How to choose a debt counsellor

How to choose a debt counsellor in South Africa: check NCR registration, compare fees and aftercare, spot unregistered firms and ask the right questions.

Top 5 debt review companies in South Africa: there is no official ranking

There is no official top 5 of debt review companies. Here are five NCR-registered counsellors with their NCRDC numbers, and how to build your own shortlist.

Cheapest debt review and what the fees really are

What the cheapest debt review really means in South Africa: the NCR fee list with Rand amounts, what is paid upfront, where you can save and what to ask.

Debt management companies in South Africa

What debt management companies in South Africa do, how debt review, consolidation and administration differ, and how to pick a registered provider.

Debt solutions companies explained

What a debt solutions company offers in South Africa, from debt review to consolidation, how to tell them apart and how to pick a registered, honest provider.